SND Signature Save and Safe

Bank Loan Assessment

Client 1
Yr
$
$
$
Total Income after Haircut
$0.00
Amount Available for Property Loan Instalments
$0.00
Client 2
Yr
$
$
$
Total Income after Haircut
$0.00
Amount Available for Property Loan Instalments
$0.00
%
%
Total Amount Available for Property Loan Instalments
$0.00
0 Years
0 Months
$0.00
$0.00
Bank Loan Assessment Summary
Max Property Loan
$0.00
Max Property Price
$0.00

Sale Proceeds Calculations

Property (1)
$
$
%
$0.00
$
$
$
$
$
$
Total CPF (Client 1)
$0.00
Total CPF (Client 2)
$0.00
Negative Sales Check:
$0.00
Negative Sales:
$0.00
Total CPF Used/To Be Refunded
$0.00
Estimated Cash Proceeds
$0.00
Financial Assessment
$
$
$0.00
$
$0.00
$0.00
$0.00
$0.00
$0.00
Total Wealth Funds
$0.00
Property (2)
$
$
%
$0.00
$
$
$
$
$
$
Total CPF (Client 1)
$0.00
Total CPF (Client 2)
$0.00
Negative Sales Check:
$0.00
Negative Sales:
$0.00
Total CPF Used/To Be Refunded
$0.00
Estimated Cash Proceeds
$0.00
Final Financial Assessment (For both properties)
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Total Wealth Funds
$0.00

Portfolio Planning - Option 1: High Prudency Plan

Upgrading higher quantum (+ buy another), safe entry, and keeping funds aside to ensure safe period.
Property Purchase (1) Breakdown
$
$
$
$
5% Down Payment
$0.00
20% Down Payment
$0.00
Buyer's Stamp Duty
$0.00
ABSD
(0.00%) $0.00
Payments Apportionment
 
Buyer 1 CPF
Buyer 2 CPF
Cash Required
Total Avail:
$0.00
$0.00
$0.00
20% DP CPF
$
$
$0.00
BSD CPF
$
$
$0.00
ABSD CPF
$
$
$0.00
Legal Fees CPF
$
$
$0.00
Agents fees cash
 
 
$0.00
Misc Cash
 
 
$0.00
Total CPF
$0.00
Total Cash/CPF Required:
$0.00
Remaining CPF Available (Buyer 1)
$0.00
Remaining CPF Available (Buyer 2)
$0.00
Total CPF Available
$0.00
Remaining Cash Available
$0.00
Remaining Wealth Balance
$0.00
SND Save and Safe
Estimated Monthly Instalments
$0.00
Estimated Safe Period - Using only Buyer 1 CPF + Cash
Estimated No Top Up Period (Buyer 1 CPF Only)
$0.00 OR $0.00
$0.00 OR $0.00
Estimated Safe Period - Using only Buyer 2 CPF + Cash
$0.00 OR $0.00
$0.00 OR $0.00
Estimated Safe Period - Using Both CPF + Cash
$0.00 OR $0.00
Estimated No Top Up Period (Both CPF + Cash)
$0.00 OR $0.00
Estimated Monthly Instalments (re-fi)
$0.00
Target: 1 Safe Year + 2 Saving Years
Total Instalments for 1 Safe Year:
$0.00
Wealth funds remaining:
$0.00
Target: 3 Safe Years
Total Instalments for 3 Safe Year:
$0.00
Wealth funds remaining/top up required:
$0.00
Property Purchase (2) Breakdown
$
$
$
$
5% Down Payment
$0.00
20% Down Payment
$0.00
Buyer's Stamp Duty
$0.00
ABSD
(0.00%) $0.00
Payments Apportionment
 
Buyer 1 CPF
Buyer 2 CPF
Cash Required
Total Avail:
$0.00
$0.00
$0.00
20% DP CPF
$
$
$0.00
BSD CPF
$
$
$0.00
ABSD CPF
$
$
$0.00
Legal Fees CPF
$
$
$0.00
Agents fees cash
 
 
$0.00
Misc Cash
 
 
$0.00
Total CPF
$0.00
Total Cash/CPF Required:
$0.00
Remaining CPF Available (Buyer 1)
$0.00
Remaining CPF Available (Buyer 2)
$0.00
Total CPF Available
$0.00
Remaining Cash Available
$0.00
(Est) Remaining Wealth Balance
$0.00
SND Save and Safe
Estimated Monthly Instalments
$0.00
Estimated Monthly Instalments (re-fi)
$0.00

Portfolio Planning - Option 2: Build Capital - Savings Plan

Upgrading to highest possible quantum, safe entry, and build capital (using real estate as a savings plan).
Property Purchase (1) Breakdown
$
$
$
$
5% Down Payment
$0.00
20% Down Payment
$0.00
Buyer's Stamp Duty
$0.00
ABSD
(0.00%) $0.00
Payments Apportionment
 
Buyer 1 CPF
Buyer 2 CPF
Cash Required
Total Avail:
$0.00
$0.00
$0.00
20% DP CPF
$
$
$0.00
BSD CPF
$
$
$0.00
ABSD CPF
$
$
$0.00
Legal Fees CPF
$
$
$0.00
Agents fees cash
 
 
$0.00
Misc Cash
 
 
$0.00
Total CPF
$0.00
Total Cash/CPF Required:
$0.00
Remaining CPF Available (Buyer 1)
$0.00
Remaining CPF Available (Buyer 2)
$0.00
Total CPF Available
$0.00
Remaining Cash Available
$0.00
Remaining Wealth Balance
$0.00
SND Save and Safe
Estimated Monthly Instalments
$0.00
Estimated Safe Period - Using only Buyer 1 CPF + Cash
Estimated No Top Up Period (Buyer 1 CPF Only)
$0.00 OR $0.00
$0.00 OR $0.00
Estimated Safe Period - Using only Buyer 2 CPF + Cash
$0.00 OR $0.00
$0.00 OR $0.00
Estimated Safe Period - Using Both CPF + Cash
$0.00 OR $0.00
Estimated No Top Up Period (Both CPF + Cash)
$0.00 OR $0.00
Estimated Monthly Instalments (re-fi)
$0.00
Target: 1 Safe Year + 2 Saving Years
Total Instalments for 1 Safe Year:
$0.00
Wealth funds remaining:
$0.00
Target: 3 Safe Years
Total Instalments for 3 Safe Year:
$0.00
Wealth funds remaining/top up required:
$0.00
Property Purchase (2) Breakdown
$
$
$
$
5% Down Payment
$0.00
20% Down Payment
$0.00
Buyer's Stamp Duty
$0.00
ABSD
(0.00%) $0.00
Payments Apportionment
 
Buyer 1 CPF
Buyer 2 CPF
Cash Required
Total Avail:
$0.00
$0.00
$0.00
20% DP CPF
$
$
$0.00
BSD CPF
$
$
$0.00
ABSD CPF
$
$
$0.00
Legal Fees CPF
$
$
$0.00
Agents fees cash
 
 
$0.00
Misc Cash
 
 
$0.00
Total CPF
$0.00
Total Cash/CPF Required:
$0.00
Remaining CPF Available (Buyer 1)
$0.00
Remaining CPF Available (Buyer 2)
$0.00
Total CPF Available
$0.00
Remaining Cash Available
$0.00
(Est) Remaining Wealth Balance
$0.00
SND Save and Safe
Estimated Monthly Instalments
$0.00
Estimated Monthly Instalments (re-fi)
$0.00

Portfolio Planning - Option 3: Build Capital - Upgrading Plan

Topping up cash/cpf to upgrade, safe entry, and build capital (using real estate as a savings plan).
Property Purchase (1) Breakdown
$
$
$
$
5% Down Payment
$0.00
20% Down Payment
$0.00
Buyer's Stamp Duty
$0.00
ABSD
(0.00%) $0.00
Payments Apportionment
 
Buyer 1 CPF
Buyer 2 CPF
Cash Required
Total Avail:
$0.00
$0.00
$0.00
20% DP CPF
$
$
$0.00
BSD CPF
$
$
$0.00
ABSD CPF
$
$
$0.00
Legal Fees CPF
$
$
$0.00
Agents fees cash
 
 
$0.00
Misc Cash
 
 
$0.00
Total CPF
$0.00
Total Cash/CPF Required:
$0.00
Remaining CPF Available (Buyer 1)
$0.00
Remaining CPF Available (Buyer 2)
$0.00
Total CPF Available
$0.00
Remaining Cash Available
$0.00
Remaining Wealth Balance
$0.00
SND Save and Safe
Estimated Monthly Instalments
$0.00
Estimated Safe Period - Using only Buyer 1 CPF + Cash
Estimated No Top Up Period (Buyer 1 CPF Only)
$0.00 OR $0.00
$0.00 OR $0.00
Estimated Safe Period - Using only Buyer 2 CPF + Cash
$0.00 OR $0.00
$0.00 OR $0.00
Estimated Safe Period - Using Both CPF + Cash
$0.00 OR $0.00
Estimated No Top Up Period (Both CPF + Cash)
$0.00 OR $0.00
Estimated Monthly Instalments (re-fi)
$0.00
Target: 1 Safe Year + 2 Saving Years
Total Instalments for 1 Safe Year:
$0.00
Wealth funds remaining:
$0.00
Target: 3 Safe Years
Total Instalments for 3 Safe Year:
$0.00
Wealth funds remaining/top up required:
$0.00
Property Purchase (2) Breakdown
$
$
$
$
5% Down Payment
$0.00
20% Down Payment
$0.00
Buyer's Stamp Duty
$0.00
ABSD
(0.00%) $0.00
Payments Apportionment
 
Buyer 1 CPF
Buyer 2 CPF
Cash Required
Total Avail:
$0.00
$0.00
$0.00
20% DP CPF
$
$
$0.00
BSD CPF
$
$
$0.00
ABSD CPF
$
$
$0.00
Legal Fees CPF
$
$
$0.00
Agents fees cash
 
 
$0.00
Misc Cash
 
 
$0.00
Total CPF
$0.00
Total Cash/CPF Required:
$0.00
Remaining CPF Available (Buyer 1)
$0.00
Remaining CPF Available (Buyer 2)
$0.00
Total CPF Available
$0.00
Remaining Cash Available
$0.00
(Est) Remaining Wealth Balance
$0.00
SND Save and Safe
Estimated Monthly Instalments
$0.00
Estimated Monthly Instalments (re-fi)
$0.00

These calculations are rough estimates and is subject to final purchase price, bank assessment and meeting eligibility conditions.