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🏡 Mortgage Repayment Calculator
Calculate monthly instalments, total interest, and view a full amortisation schedule.
For reference only — not financial advice
Interest rates shown are indicative and change frequently. Actual monthly instalments depend on the bank's prevailing rate, lock-in periods, and loan structure at the time of application. TDSR (55%) and MSR (30% for HDB) limits apply. Always verify with the bank or mortgage broker before advising clients. For HDB loans, confirm the current rate with HDB directly.
Loan Details
Typical bank rate: 3.0–4.0% p.a.
Max 30 years (bank) / 25 years (HDB loan)
Loan must end by age 65 (HDB) or 75 (bank).