🏦 CPF Usage Estimator

Estimate how much CPF Ordinary Account a buyer can use for their property purchase.

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For reference only — not financial or legal advice This tool provides a simplified estimate based on CPF Board guidelines. Actual CPF usage depends on individual circumstances including accrued interest, joint buyer OA balances, Minimum Sum requirements, and the latest CPF Board policies. Always verify with the official CPF Housing Usage Calculator, your conveyancing lawyer, and HDB or CPF Board directly before advising clients.

Buyer & Property Details

Property Type

Purchase Price ($)

Buyer Age (Youngest Buyer)

Remaining Lease (Years) For HDB: 99 minus age of flat. For private freehold: enter 99.

CPF OA Balance ($)

Loan Amount ($) Remaining amount after down payment.

🏦 CPF Usage Estimator

Buyer & Property Details

CPF Usage Estimate